Roscoe Bank - Homeowner Learning Center
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Popular Articles
Mortgage Assistance Options
Last Updated: 03/21/2026
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Financial Hardship
Need M ortgage A ssistance ? Whether you ’re experiencing hardship due to loss of employment, income reduction, illness or other related impacts , here are your options that may be available to you based on investor guidelin...
Your First Payment
Last Updated: 03/21/2026
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Newly Closed Loans
When will I receive my first billing statement? If your loan just closed, please look out for your first statement in the coming weeks, before your first payment is due. Can I opt out of receiving paper statements in the mail? Yes, you can ch...
Why Go Digital?
Last Updated: 03/21/2026
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Online Access
Setting up your account online lets you manage your mortgage your way—anytime, anywhere. Our secure and easy-to-use website will help you: View your loan details such as balance, payoff date, interest, taxes, and more Quickly make or schedule on...
Getting Started
Last Updated: 03/21/2026
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Newly Closed Loans
Congratulations on your recent closing! We are happy to continue serving you. Our goal is to make homeownership easy and convenient, every step of the way As your servicer, you can expect us to: Send statements. Receive and apply yo...
We're Here to Support You
Last Updated: 11/07/2024
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Financial Hardship
Contact our Homeowner Assistance Team Phone: 855.704.3847 Online: Log in to send us a secured message or email us Hours of Operation: Monday - Friday from 6 a.m. to 6 p.m. MT and Saturday from 8 a.m. to noon MT. We understand that ...
Insurance Department
Last Updated: 11/24/2025
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Contact Us
Homeowner’s (Hazard) Insurance If you pay your homeowner's insurance premiums through your regular monthly mortgage payment (also called an escrow account) and you receive a bill from your insurance provider or have a new insurance policy, ple...
Shortage
Last Updated: 09/24/2024
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Escrow Statement FAQs
What is an escrow shortage? All escrow accounts have a minimum required balance , which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is e...
Change in Your Mortgage Payment
Last Updated: 09/24/2024
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Escrow Statement FAQs
Why did my payment change? When your taxes and/or insurance bills change from year to year, it may be necessary to adjust the amount you are paying into your escrow account, too. Reasons your expenses changed may include: Insurance: Changes...
Login or Register
Last Updated: 11/04/2024
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Online Access
How to Register
Last Updated: 11/04/2024
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Online Access
How can I access my mortgage online? Registering online is quick and easy. Here's how: Click LOG IN above or in the sidebar. Click Register Your Account . Enter your last name, SSN or EIN/TIN, date of birth, and email address (all fields ...
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