Popular Articles

  1. Who to Contact

    Last Updated: 12/26/2024 in Year-End Statements
    I have other questions about year-end tax statements. Whom should I contact? If you have questions specific to taxes and deductions, reach out to the experts. Consult a qualified tax advisor, contact the IRS at 1-800-829-1040, or visit  IRS.gov...

  2. Paying Off Your Loan

    Last Updated: 12/26/2024 in Payments and Payoffs
    A payoff statement for a mortgage, sometimes referred to as a payoff letter, is a document that details the exact amount of money needed to fully pay off your mortgage loan.  It encompasses  your outstanding balance, the interest you owe,  an...

  3. Disaster Assistance

    Last Updated: 12/26/2024 in Disaster Claims & Assistance
    I am having trouble making mortgage payments due to a disaster. What can I do?  If a recent disaster has affected your ability to conduct normal financial business, we understand this may result in late or missed mortgage payments. We are here t...

  4. How to Request Mortgage Assistance

    Last Updated: 12/26/2024 in Financial Hardship
    How can I apply for mortgage  assistance ?   You can log into our website or app to complete the application online or, if you prefer to submit your application by mail or email, please click the button above to download a PDF. The PDF will ...

  5. Year-End Statement Basics

    Last Updated: 12/26/2024 in Year-End Statements
    What year-end statement should I expect from you? Depending on your account activity last year, you may receive the following IRS Form from us: Form 1098: Reports interest we received on a mortgage. Form 1099-C: Reports when a debt is cancel...

  6. Escrow Waiver

    Last Updated: 12/26/2024 in Escrow, Tax & Insurance
    Can I remove my escrow account?  Options to remove an escrow account from a loan vary based on factors such as state laws, investor guidelines, loan type, property type and Loan-to-Value (LTV) ratio.  If the loan qualifies, tax payments and homeow...

  7. Monthly Autopay

    Last Updated: 12/26/2024 in Payments and Payoffs
    What is autopay? Autopay, meaning recurring monthly ACH drafts, allows you to pay your loan automatically each month from your checking or savings account. You may also opt for budget drafts if you would like to split your monthly payment into two ...

  8. Budget Drafts (Biweekly)

    Last Updated: 12/26/2024 in Payments and Payoffs
    Can I split my monthly payment into two payments?  Yes, by enrolling for Budget Drafts , you can schedule automatic recurring ACH drafts from your checking or savings account every 14 days. Once enrolled, half of your monthly mortgage payment will...

  9. Terminating Mortgage Insurance

    Last Updated: 12/26/2024 in Lower My Payment
    Can I cancel my Mortgage Insurance? If Mortgage Insurance was required for your loan at closing, you might be wondering how long you will need to continue paying this extra expense. The short answer: it depends. Options to remove the mortgage ins...

  10. We're Here to Support You

    Last Updated: 11/07/2024 in Financial Hardship
    Contact our Homeowner Assistance Team Phone:   855.704.3847 Online:  Log in to send us a secured message or  email us Hours of Operation:  Monday - Friday from 6 a.m. to 6 p.m. MT and Saturday from 8 a.m. to noon MT. We understand  that ...